Car insurance you control
Manage your car insurance online, with 24/7 access when you need it
Included as standard with Motorcade Car Insurance
- Comprehensive; Third Party, Fire and Theft; or Third Party Only
- 21s and over entitled to a courtesy car*
- Accident and Claims reporting line open 24 hours a day
- Motor Legal Protection covered, as standard
- 14 day cooling-off period
- Glass windscreen cover* (not available on Third Party Only Cover.)
- Get specialist car cover, even with points on your licence*
- Personal Accident Cover*
*Subject to Terms & Conditions.
Our levels of cover
ComprehensiveDamage to third party vehicles & property (up to £20m)
Who is Motorcade for?
Motorcade car insurance is designed for drivers who want to spread the cost of their insurance and a simple way to manage their policy online.
With clear monthly payments, you can spread the cost of your cover across the year instead of paying for the full policy upfront. You can manage your documents, payments and policy details through your online Customer Portal.
Whether you’re an experienced driver or a new car owner, if you want car insurance that works around your needs, Motorcade Insurance could be right for you.
Motorcade Insurance may be suitable for:
- Drivers who prefer to manage their policy online
- Drivers who would rather spread the cost of their car insurance monthly
- Drivers who do not want to pay for the full year upfront
- Drivers looking for clear, payment options
What people are saying
Frequently asked questions
What cover level shall I choose?
The right level of cover depends on your car, how you use it and how much protection you want.
– Comprehensive cover gives you the highest level of protection, including damage to your own car.
– Third Party, Fire & Theft (TPFT) covers fire and theft plus damage or injury you cause to others.
– Third Party Only (TPO) gives the minimum legal cover and protects only against damage or injury you cause to other people.
Always read your quote and policy documents carefully and choose the level that suits your needs and budget. After purchase, your policy documents are available in our Customer Portal.
What is digital‑first customer service?
What value car can I insure with a Motorcade policy?
Motorcade can arrange cover for a wide range of cars, from everyday run‑arounds to higher‑value vehicles, subject to acceptance. The easiest way to see if we can cover your car is to get an online quote. We’ll let you know straight away if your vehicle is acceptable and what your annual premium and monthly payments will be.
Can I drive overseas with a Motorcade policy?
Policies arranged by Motorcade Insurance provide limited cover for driving in certain European countries, but the exact territory and level of cover depend on your individual policy. Check your policy documents on our Customer Portal or contact us via Webchat before you travel to confirm your cover.
Can I drive another vehicle if I have a Motorcade policy?
Policies arranged by Motorcade Insurance don’t automatically include this. Check your Certificate of Insurance and policy wording to be sure. Ideally, become a named driver or buy short‑term cover from companies such as Briefly.co.uk.
Can I use my car for work with a Motorcade policy?
Can someone else drive my car with a Motorcade policy?
Only named drivers on your policy can drive your car with a Motorcade Insurance policy. You can add or remove named drivers through our Customer Portal, subject to acceptance criteria and any change in premium.