Finance-free car insurance for budget-conscious drivers
Want to pay monthly for car insurance but without the interest?
Get a quote with Motorcade car insurance – great for customers that don’t want to pay for the whole year upfront.
Manage your policy and payments online
- Make changes to your policy
- Manage your payments
- Renew your policy
- Turn on/off auto-renewal
- View, download or print your policy documents
Why choose motorcade insurance?
Non-finance
Pay monthly. No loans. No interest rates. No unexpected costs that come with insurance finance plans.
Digital-first
Your policy and payment management can be done on our Customer Portal.
Stay in control
Make changes to your policy as needed without lender approval or complex finance paperwork.
Motorcade Car is a non-finance car insurance
For people with higher insurance prices, it can be hard to get the money needed for a full year of insurance up front. In the past those people have been left paying for finance plans with often high interest rates.
Motorcade Car Insurance – without the need for finance lets you pay monthly for your insurance but without paying interest. So you can spread the costs across the year easier.
What people are saying
Purchase a policy online in minutes
- Enter your details to get your quote
- Choose a payment option
- Pick your optional extras
- All set!
Frequently asked questions
What is Motorcade car insurance?
Motorcade car insurance is a finance‑free, digital‑first car insurance service for UK drivers. It lets you pay monthly for your cover without entering into a separate finance agreement or paying interest on your premium, while still choosing from standard levels of motor cover like Comprehensive, Third Party Fire & Theft (TPFT) and Third Party Only (TPO).
What is non‑finance car insurance?
Non‑finance car insurance lets you pay monthly for your cover without taking out an insurance finance agreement or paying interest on your premium. Your instalments go straight towards the cost of your policy, not a separate loan, making it easier to budget and helping you avoid the extra charges that can come with premium finance.
What is included in a Motorcade policy?
Depending on the level of cover you choose, a Motorcade policy can include protection for damage to your own car (Comprehensive only), fire, theft, accidental damage, and damage or injury you cause to other people, plus access to a 24/7 claims notification line from Acorn Claims. Full cover and exclusion details are available in your policy documents in our Customer Portal.
Will I need to validate my details?
If we need to validate your car insurance policy, then we will contact you by email. The email will include a telephone number for you to call to confirm your details.
Why should I buy from Motorcade Insurance?
Motorcade offers a combination that’s hard to find elsewhere: finance‑free monthly car insurance, a digital‑first Customer Portal, and specialist support for non‑standard drivers. You get the backing of Acorn Group’s experience and claims service, with the convenience of managing your policy online 24/7 plus the benefit of paying monthly without interest.